A Life Insurance policy is a legal contract between you and the life insurance company. You agree to pay the premium and the company agrees to provide you the death benefit protection or other policy options you have contracted for. Just knowing that you have this life insurance protection IN PLACE can provide you with security and peace of mind. EVERYONE should have at least SOME life insurance protection.
Nearly the entire underwriting, application, policy issue and policy placement processes can be done ON LINE or with a company telephone interview, but it needs to be noted that you WILL have to have a phone call with one of our licensed agent representatives here at FAMILY TREE OF LIFE for some verification information and, depending upon the carrier involved, the completion of the application information. All communications however, do NOT require a face to face meeting which is especially important in this Corona Virus environment.
It used to be that EVERYONE wanting life insurance protection would need to have an “insurance exam” which included Bloodwork and possibly an EKG after measuring your height, weight and taking your Blood pressure. While those days are not completely over, we have MANY carriers today that can offer you life insurance protection quickly and easily without the life insurance exam most of the time. This is NOT always possible but it does remain the primary objective to secure you the life insurance protection you want and need as quickly and easily as possible and that means NO EXAM if we can avoid it!
Our goals are aligned to provide you with the life insurance protection you desire as quickly and as easily as possible using secure internet applications, E-Signatures, and electronic policy delivery wherever possible.